HomeSearchBrowseSectorsAlertsBudgetParliamentHow Policy Is MadeLong ReadsPolicy HistoryIntelligenceKnowledge GraphContinuityCompareAmendmentsWeekly WrapDigestStatesMy TrackerSourcesBlogAPIAboutRSS Feed
Latest policy
Telecom Consumers Protection (13th Amendment) Regulations, 2026TRAI releases Telecom Consumer Protection (13th Amendment) Regulations, 2026Notification for Government Residence Rules 2026Supervisory Data Quality Index for Scheduled Commercial Banks (June 2026)Settlement Order in the matter of Adani Group CompaniesAdjudication Order in respect to Shri Shreedhar Yellaiah Kodam in the matter of Well Pack Papers and Containers LimitedReserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026RBI issues Directions on Minimum Capital Requirements for Market Risk under Basel III for Commercial BanksApplications invited from eligible candidates for the appointment to the post of State Chief Information CommissionerUnion Budget 2025-26One Nation One Election Proposal - 129th Constitutional Amendment BillTelecom Consumers Protection (13th Amendment) Regulations, 2026TRAI releases Telecom Consumer Protection (13th Amendment) Regulations, 2026Notification for Government Residence Rules 2026Supervisory Data Quality Index for Scheduled Commercial Banks (June 2026)Settlement Order in the matter of Adani Group CompaniesAdjudication Order in respect to Shri Shreedhar Yellaiah Kodam in the matter of Well Pack Papers and Containers LimitedReserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026RBI issues Directions on Minimum Capital Requirements for Market Risk under Basel III for Commercial BanksApplications invited from eligible candidates for the appointment to the post of State Chief Information CommissionerUnion Budget 2025-26One Nation One Election Proposal - 129th Constitutional Amendment Bill
SchemeArchiveSunday, 23 September 2018

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY), 2018

Cite this
Citations are auto-generated; verify before publishing. The scheme classification is PolicyDhara's, not the source's.
Government scheme — a structured programme with defined beneficiaries, budget allocation, and delivery mechanisms. The primary instrument for delivering welfare and development outcomes.
Summary
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Key Facts
TypeScheme
SourceHistorical Record
PublishedSunday, 23 September 2018
Affected Population1.4 billion citizens, 5 million healthcare workers
Key Numbers
Health budget: Rs 90,958 crore (2025-26)
Target: 2.5% of GDP public health spending
1.5 lakh Health & Wellness Centres planned
PM-JAY: 55 crore beneficiaries
Key Authorities
Ministry of Health & Family WelfareICMRAYUSHMinistry of Social Justice & EmpowermentNITI Aayog
Key Stakeholders
PatientsHealthcare WorkersHospitals & ClinicsBPL FamiliesSenior CitizensPersons with Disabilities
Government Context
NDA IBJP-led NDA
Centre-Right
LeftCentreRight
Impact Assessment
9/10
Impact Score
Beneficiaries12 crore families (55 crore individuals)
Budget AllocationRs 7K Crore
Coverage33 states/UTs (except Delhi, Odisha, West Bengal)
Implementation StatusOperational
85% implemented
Key Outcomes
  • Rs 5 lakh health cover per family per year
  • 7.5+ crore hospital admissions authorised
  • 30,000+ hospitals empanelled across India
Challenges
  • Low awareness in rural areas
  • Empanelment gaps in private hospitals
  • Claims processing delays
SDG Alignment
3Good Health
Amendment History
21 changes recorded for this policy.
DescriptionTuesday, 28 July 2026via pib_social_justice_empowerment
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_textiles
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_tourism
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_tribal_affairs
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_urban_development
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_water_resources_river_development_and_ganga_rejuvenation
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_youth_affairs_and_sports
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_women_and_child_development
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_niti_aayog
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_upsc
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_special_service_and_features
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_eac_pm
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_financial_reporting_authority
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_pm_speech
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_office_of_principal_scientific_advisor_to_goi
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_competition_commission_of_india
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_security_council_secretariat
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_ifsc_authority
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_human_rights_commission
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_lokpal_of_india
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
SectorsTuesday, 11 August 2026via historical
Finance & Economy, Health
Health, Social Protection
Explore Sectors
Health53 tracked→Social Protection245 tracked→
Read Full Text at Source
Related Policies
BRICS and the Global South: Between Unity and Contradiction
◆ mediumTodayCPPRAnnouncementAnalysis
The 18th BRICS Summit concluded in New Delhi under India’s chairship with the unanimous adoption of the 140-point New Delhi Declaration, themed “Building for Resilience, Innovation, Cooperation and Sustainability.” The declaration backed India and Brazil for expanded, permanent roles at […] The post BRICS and the Global South: Between Unity and Contradiction appeared first on Centre for Public Policy Research (CPPR).
Science & InnovationSocial ProtectionChild Rights & Youth
Consumer Awareness Program at Central Delhi (Delhi) by Federation of Coummunity Radio Station
TodayTRAIAnnouncementPress release
Consumer Awareness Program at Central Delhi (Delhi) by Federation of Coummunity Radio Station nitinkumar Tue, 09/22/2026 - 12:15 Date Wed, 09/30/2026 - 12:00 District Central Delhi Division Consumer Affairs Date & Time Wed, 09/30/2026 - 11:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Anand Gupta Contact person Email yash108@gmail.com Event Category COP By TRAI Venue Details Sarvodaya Vidyalaya NO.1, Mori Gate, Delhi 110006 Event From Consumer Awareness ( In
Climate & EnvironmentSocial Protection
The Invisibilisation of the Undertrial
◆ mediumTodayVidhiAnnouncementAnalysis
**Riyan Paul Mathew “The degree of civilization in a society can be judged by entering its prisons”, Dostoevsky reminds us that a society must be judged by how it treats its most vulnerable, but what do you make of a society which throws people in prison for long durations before they have even been convicted? […] The post The Invisibilisation of the Undertrial appeared first on Vidhi Centre for Legal Policy.
Social ProtectionCivil Liberties
RBI to conduct Overnight Variable Rate Reverse Repo (VRRR) auction under LAF on September 23, 2026
▲ highTodayRBIAnnouncementPress release
On a review of current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Wednesday, September 23, 2026, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 75,000 1 09:30 AM to 10:00 AM September 24, 2026 (Thursday) 2. The operational guidelines for the auction as given in the Reserve Bank’s Press Release 2019-2020/1947 dated February 13, 2020 will remain the same.Ajit Prasad &nbs
Finance & EconomySocial Protection
Keyboard Shortcuts
Navigate between policiesJ / K
Open focused policyEnter
Focus search/
Toggle light/darkD
Bookmark focused policyB
Go homeH
Show this help?
Close overlayEsc